For the rich and powerful, there always seems to be enough money to go around.

People are watching the president steamroll his scheme for a billion-dollar ballroom built over the ruins of the historic East Wing, give taxpayer dollars for a no-bid contract for his pool guy to zhuzh up the reflecting pool, and plan a massive “Arch de Trump” for Washington.

Meanwhile, families across Pennsylvania are struggling to afford groceries, rent, gas and everyday bills. These days, spending less than $60 to fill up your gas tank almost feels like a bargain.

Many Americans know these higher prices are not just bad luck. Decisions coming out of Washington have real consequences for working people. And while families are worrying about affording groceries, rent and gas, the president himself has said he is not focused on Americans’ financial situation.

But what really gets under people’s skin are the reports now coming out about traders making hundreds of millions, even billions, of dollars from perfectly timed bets on oil prices tied to major government announcements involving Iran and global energy markets. As much as $7 billion in suspiciously timed oil bets were placed before major announcements.

Most people hear that and think the same thing. The system feels rigged.

Our neighbors work hard for their money. They should not have to compete against insiders with secret information and unfair advantages. And nobody should get rich because they had access to information the public never had a chance to see.

And it is not just happening on Wall Street anymore. New online prediction markets are creating even more chances for insiders to game the system while everyday people are getting screwed.

That is why I am working on bipartisan legislation to crack down on insider cheating and put real guardrails in place.

Our bill would ban insider trading and market manipulation on prediction market platforms operating in Pennsylvania. It would require companies to actively monitor for suspicious activity, report potential fraud, and face real penalties if they fail to protect consumers.

The legislation would also ban people with inside knowledge or direct influence over events from participating in related markets. That includes public officials, campaign staff, athletes, coaches, league employees and others with access to nonpublic information.

We also believe there should be commonsense limits. Our bill prevents minors from participating and bans betting markets tied to death or mass casualty events.

At the end of the day, this comes down to basic fairness.

People may not expect much from the rich and well-connected anymore. But they should at least expect they are not taking part in a system with the deck already stacked against them.

Tarik Khan represents Roxborough, Manayunk, Wissahickon and parts of Chestnut Hill and East Falls.